The Notice of Default Real Estate Letters address a homeowner's concerns whether he or she has equity in the home and needs a quick sale - or is upside down and needs a short sale.

Either way, those homeowners need someone who knows how to price correctly, market well, and keep things moving to accomplish the sale ahead of foreclosure. They can't afford to list with an agent who won't work hard for them.

Each letter is designed to position you as a trusted advisor rather than just another agent who wants a listing. That's why letter #1 explains their choices before suggesting that listing is the best option.

Use these letters in postal mail or in e-mail. You can even use the first letter as a "bait piece" on your website to invite homeowners to opt-in for letters 2-4.